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Have you ever made an honest mistake on your checking account balance?
If you have you know the frustration, cost, and embarrassment of having a check returned. At Grant County Bank we have a number of options to consider as a way of protecting against undue cost, risk, and embarrassment of a returned check.
Account Type |
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|---|---|---|---|
Free |
Yes, sweep from another savings, checking, or loan | Yes, apply for a pre-approved line of credit | Yes, $400 Limit (limitations apply) |
Classic |
Yes, sweep from another savings, checking, or loan | Yes, apply for a pre-approved line of credit | Yes, $700 Limit (limitations apply) |
Premier |
Yes, sweep from another savings, checking, or loan | Yes, apply for a pre-approved line of credit | Yes, $1000 Limit (limitations apply) |
Senior |
Yes, sweep from another savings, checking, or loan | Yes, apply for a pre-approved line of credit | Yes, $700 Limit (limitations apply) |
This option allows an automatic sweep from a Savings Account, another Checking Account or a Loan Account to cover a shortage when a check or other debit causes you to become overdrawn. There is no fee for this service, so contact our Customer Service Department today to set up your Sweep Account.
Call or Email Susanna or Ann Today!
Susanna Marquez
susana.marquez@gc4bank.com
620-356-8189
Ann Chavez
ann.chavez@gc4bank.com
620-356-8164
This option is a pre-approved Line of Credit that will automatically transfer funds into an overdrawn checking account in increments of $100.00. The account holder may pay back the loan at any time or allow the automatic monthly payment of 5% of the outstanding balance plus interest to be paid on the account statement cycle date.
Overdraft Privilege is an automatic service offered by Grant County Bank to accounts in good standing.Please read our Overdraft Privilege Policy carefully to understand the terms and fees of this option.
Rather than automatically returning checks for insufficient funds, we consider payment of overdrafts. Overdraft Privilege is a courtesy service. While the bank is not obligated to pay any overdraft, we will consider payment to certain limits on eligible personal checking accounts. Only the normal bank fee for overdraft checks will apply.
